Boat/Watercraft Insurance in South Carolina
Here in the southern states of South Carolina and Georgia, we enjoy both exceptional weather and exceptional water access for boating and other recreational activities. In both these great states, there are plenty of lakes, rivers, and access to that gorgeous blue Atlantic Ocean that boat owners can take advantage of.
However, before you trailer down to the boat dock for the first time with your new watercraft, have you considered your boating insurance? Here at C & H Insurance Associates, LLC, we are proud to offer an array of exceptional recreational insurance policies, including policies for boats and similar watercraft, such as jet skis, for those in the Hilton Head, SC area and well beyond.
Essential Types of Boat/Watercraft Insurance
The following are the key types of boating insurance available for South Carolina and Georgia residents:
- Physical damage coverage. This is the major type of insurance we strongly recommend for our customers as it covers the boat in the event of an accident on the water or land.
- Boat liability coverage. Should you or someone who is operating your boat hit another person's boat, a person, or a physical structure, you, as the boat owner, can be held liable for any damages resulting from the incident. Boat liability coverage ensures legal and financial protection in the event of such an accident.
- Watercraft equipment insurance. This special add-on insurance is important if you plan on utilizing more expensive watercraft insurance on your boat. For example, such coverage could be written to protect expensive fishing gear or for special equipment like water skis.
Contact C & H Insurance Associates, LLC to Learn More
Whether you live in Hilton Head, SC, or beyond, our insurance team is here for you. Contact us today to get started personalizing your boating insurance policy to meet your coverage needs and your budget.
