Do You Need Errors & Omissions Insurance?

Nobody’s perfect. The truth is that all kinds of purveyors of professional services in Georgia and South Carolina occasionally make mistakes. C & H Insurance Associates LLC can write you an errors and omissions policy to keep those mistakes from painful financial consequences.

Errors & Omissions Insurance

Errors and omissions insurance, also known as E&O insurance and professional liability insurance, offers protection against negligence or failure to perform paid professional services.

This insurance will protect you from financial loss if you are sued and found to have failed to perform professionally, but it will also help pay your legal expenses. With E&O insurance, you can negotiate with your customer from a position of security, knowing that you have the resources to get legal representation if the dispute cannot be resolved outside of court.

Who Needs Errors & Omissions Insurance?

Certified public accountants, architects, and engineers offering their services to the public, web designers, publicists, therapists, and real estate agents in Georgia and South Carolina have a well-known need for errors and omissions insurance.

Professionals who generally don’t realize they need errors and omissions insurance include teachers, tutors, trainers, barbers, beauticians, cosmetologists, estheticians, insurance agents, caterers, wedding photographers, home repair contractors, soil conservation contractors, sewer services, pest control experts, home inspectors, and notaries public.

Neither Georgia nor South Carolina requires errors and omissions insurance. But having errors and omissions insurance signals your customers that you are serious about your performance. When going for larger contracts and VIP customers, errors and omissions insurance is one more indicator of your professionalism.

C & H Insurance Associates LLC serves South Carolina and Georgia customers. Make an appointment with us to discuss all of your commercial insurance needs.